Health insurance while on a holiday/working visa

Does anyone have any information on this topic. I will have travel ins to get to Japan but am wondering about medical costs should I get sick while working there. Anyone been there done that and have useful info. Many thanks

Health insurance while on a holiday/working visa

If you have working permit, see below.

www.tfemploy.go.jp/en/spec/spec_1e.html

Health insurance while on a holiday/working visa

If you%26#39;re coming with a regular work visa which requires you to get an ';Alien Registration,'; and you are here for more than a year, you will qualify to get National Health Insurance. But once you pay into the system, you do not have the option to quit, until you leave the country permanently and return your Alien certificate to the ward office. The amount of money that you pay into National Health Insurance will depend on your income, which is usually calculated on ';last year%26#39;s'; income tax return.

If you go see a doctor, the insurance will pay for 70 percent of the bill. You have to pay 30 percent.

Each ward/prefecture has its own set of rules, but in general, they%26#39;re quite similar.

Here%26#39;s Osaka%26#39;s plan. Scroll down to ';National Health Insurance.'; ';Social Insurance'; is a health insurance policy that the company you work for might have. For those of us who are ';freelance,'; the National Health Insurance is the only choice.

…osaka.jp/iryo/…insurance_e_j.htm

Prevention is the best medicine. Be sure to wash your hands when you return from ';outside'; and GARGLE!

will be just on a working holiday visa and wondering how best to cover myself

You could get ';travel insurance'; in your own country.

There should be many companies offering a variety of services.

Good luck.

Also -- if you have a ';Gold'; credit card, emergency medical insurance is covered if you%26#39;re traveling for 3 months or less.

It only works for illnesses that you did not bring from your home country, ie. if you were seeing a doctor for heart disease at home, the credit card insurance will not cover for any heart related illnesses. But it will cover for everything else.

Just pay for the bill on your credit card, and you will be reimbursed upon your return home.

working holiday visa holder needs to get the gaijin card, therefore eligible for national health. Post the question in expat forums for further discussions.

credit card insurance varies by issuer/country. For instance, NO credit/charge card issued in Canada has free travel health insurance exceeding 15 days.

great responses, if I can get covered by the National Health then that sounds like what I%26#39;m after, thanks so much

%26lt;credit card insurance varies by issuer/country. For instance, NO credit/charge card issued in Canada has free travel health insurance exceeding 15 days.%26gt;

What a bummer! Only 15 days?!

Gold cards in Japan are well worth it. Works for 3 months while overseas. It paid for my husband%26#39;s ER visit in Boston, as well as a toe I broke in Hawaii and all the follow-up visits to the local hospitals back in Japan.

If anyone is an avid traveler, check the fine print and see it%26#39;s wiser to upgrade to a Gold card. You might not have to buy travel insurance!

Be well.

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